Insights, Tips, and Updates from McShea Insurance

Spring Cleaning for Homeowners: Protect Your Home and Insurance Policy Spring cleaning isn’t just about organizing closets and scrubbing floors. It’s also a crucial time to maintain your home and prevent costly insurance claims . As home insurance claims increase due to severe weather, fire hazards, and water damage , insurers are paying closer attention to proactive maintenance habits . In the future, some companies may even require certain upkeep before offering coverage. At McShea Insurance , we help homeowners protect one of the most valuable things in their life—their home . Taking action now can prevent unexpected damage, lower insurance risks, and ensure you remain eligible for the best coverage available. Here are nine essential steps to include in your spring maintenance routine.

Placing your home in a trust, LLC, or estate offers many benefits. It can protect your assets, simplify estate planning, and provide privacy. However, transferring ownership also impacts your homeowner’s insurance policy. To ensure proper coverage, you must notify your insurance agent immediately.

The holiday season is a time of joy and celebration, but it’s also a time to prioritize safety. With increased travel, decorating, and festivities, risks can arise if you’re not prepared. Taking a few proactive steps can help protect your home, business, and loved ones.

When disaster strikes, filing an insurance claim is often the first step toward getting back on track. Understanding the dos and don’ts of the claims process is essential to ensure that your claim is processed quickly and fairly. Mistakes made during the filing process lead to delays, denials, or even a reduced payouts.

Did you know October is National Cyber Risk Awareness Month? In today’s digital age, cyberattacks are a growing threat to households and businesses of any size, with potentially devastating consequences. Cybercriminals are more sophisticated than ever before and the need for people and organizations to proactively protect themselves has never been more critical.

Business reputational damage involves anything from negative media coverage, social media backlash, data breaches and/or product recalls. Business reputation insurance helps protect a company from financial consequences and manage repercussions that come with reputational damage.

With the changing seasons comes changing weather. Homeowners should prepare for fall-related weather issues to avoid insurance claims in a number of ways. If you are a homeowner, save this article for the fall home maintenance tips.These are recommended best practices to incorporate into your home maintenance routine this year and years to come to avoid serious damage to your property.

This is a question so many have been (furiously) questioning and understandably so. It’s true, insurance rates are astronomically high right now and we all are feeling the impact. Even insurance experts with 50 years in the industry are saying they have never seen such a volatile market like the one we are living through.

Purchasing insurance for your business can be extremely overwhelming. In this guide, we will answer questions business owners may have when searching for insurance quotes.

ear after year, conflicts occur between neighbors over who is held liable for tree fall damage and removal. Properties surrounded by green trees are aesthetically and environmentally pleasing, but they can also cause some serious damage.