The Coastal Property Risk Experts. One Size does NOT fit all. Let’s find your personal or business assets a policy with the company looking for you- not the other way around.
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Our Specialties
Construction & Excavation Specialists. Learn More >
Coastal & High Value Homeowners Specialty Program. Learn More >
Restaurant Specialty Program. Learn More >
Some Of Our Companies
The McShea Advantage.
Speed.
We understand your time constraints and needs. Whether you need a quick certificate of insurance for a job, or a quote for your business, we have the tools to get you what you need fast.
Expertise.
Our team is the best in the business at explaining what you need and why you need it. What we aim to do is minimize the monthly premium you pay, while maximizing the coverage you have. To do this takes experience and strategic analysis, which is what we specialize in.
Options.
Do you know your current companies “preferred” customer? What would you do if you realized you were not it? McShea allows you to shop your situation with 40 companies to find the company that is looking for you.
Service.
70 Years of Experience. Claims Specialist on Staff.
" McShea Insurance is a hard working agency. They found me a policy that insured my company for 40% less with specific coverages in my industry."
Atallah Atallah Voco Chat
"As a Commercial Account Executive I work with business owners and contractors day in and day out. With the knowledge at our agency, we are able to execute their needs seemlessly."
Sharon Covino McShea Insurance Agency Inc.
McShea Risk Management Blog
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Frequently Asked Questions
The materials and information contained herein are only synopses of laws, regulations and other information and do not constitute legal advice. It is recommended that you consult your legal advisers regarding application of state and federal laws and regulations to any particular situation.
What types of personal insurance do you provide?
Personal products include:
High-Value Homeowners Insurance
Renters insurance
Homeowners Insurance
Condominium Insurance
Auto Insurance
Collectable Autos Insurance
Secondary Homes
Flood Insurance
Umbrella Packages
etc…
What types of commercial/business insurance do you provide?
Commercial Insurance Products include:
Business Owners Policies (BOP)
Commercial Package Policies (CPP)
Commercial Auto Fleets
Surety’s | Bonds
Professional Liability
General Liabuility
Employment Practice Liability (EPLI)
Directors & Officers (D&O)
Lessor’s Risk
Liquor Liability
Commercial Umbrella
etc…
What Insurance providers do you carry?
AIM
American Collectors
ASI
Gaurd
The Hartford
IPFS
Johnson & Johnson
Lloyds of London
Main Street America
MAIP
MPIUA
Nationwide
Norfolk & Dedham
Progressive
QBE
RLI
Safeco
Safety
Travelers
UPC
WCRIB
and much more…
Where can I set up online payments?
Many of our carriers allow you to pay online through their online Bill Pay system.
Here is a webpage where most of our carriers payment pages are presented.
How do I know what I need?
Every person has different assets and different circumstances. One person may be able to bundle and transfer risk differently than the next. We have never believed in a cookie cutter aproach to insuring our clients.
Contact us and we can walk you through what you have and what you need based on your situation and desires.
Click Here to contact us.
What is a surplus line?
A surplus line is an international insurance company, meaning it is Non-Admitted to the state where your assets lie. This simply means that the company’s risk guidelines are not regulatedby the Department of Insurance to that state. Since they are not regulated by the state, they allow for broader guidelines and more flexibility in prices.
Often called the “safety valve” of the insurance industry, surplus lines insurers fill the need for coverage in the marketplace by insuring those risks that are declined by the standard underwriting and pricing processes of admitted insurance carriers.