What is professional liability insurance?

Professional liability insurance (PLI), also called professional indemnity insurance (PII) but more commonly known as errors & omissions (E&O) in the US, is a form of liability insurance that helps protect professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit.

The coverage focuses on alleged failure to perform causing a financial loss through an error or omission in the service or product sold by YOU, the professional.

These are causes for legal action that would NOT BE COVERED by a general liability insurance policy- which addresses more direct forms of harm like a persons claim of bodily injury, associated medical costs, or property damage.

If you provide a professional service, advise clients, or do business with entities that require professional liability insurance- call us at 508-420-9011.

Consider professional liability insurance coverage if your business is listed:

  • Architect
  • Engineer
  • Lawyer
  • Chiropractor
  • Doctor of Medicine
  • Doctor of Osteopathic Medicine
  • IT Consultant
  • Technology Professional
  • Business Consultant
  • HR Consultant
  • Interior Designer
  • Exterior Designer
  • Real Estate Agent
  • Safety Consultant
  • Personal Trainer
  • Physical Therapist
  • Marketing Professional

Get Liability Insurance that fits your business.

Protect Your Business