Workers Compensation is REQUIRED to be carried by any business entity in every state except Texas. There are some stipulations, but many businesses require a certificate of workers compensation insurance in order to proceed with business transactions regardless of these stimpluations. First, lets go over what workers compensation “workmans comp” is exactly. Workers Compensation is … Continue reading “The In’s & Out’s of Workers Compensation”
By: Jameson P. McShea According to the Occupational Safety and Health Administration (OSHA), “Out of 4,379 worker fatalities in private industry in calendar year 2015, 937 or 21.4% were in construction — that is, one in five worker deaths were in construction.” Not only is this devastating to families and friends who lose loved ones, but … Continue reading “Two Things Contractors MUST Know Before Signing An Agreement.”
By: Jameson P. Mcshea The biggest problem with the insurance industry today is derived from the perception. When you think of insurance, what do you think? Is a there a picture that comes to mind? Today’s leaders in insurance are seen as money hungry, premium rising monsters with no emotion- cue the title reference. … Continue reading “The Face-Less Insurance Monster, Explained.”
By: Jameson McShea Well not exactly- but, by 2050 self-driving cars may be infiltrated into each major city in the country. In a 2016 study, 70% of people approached agreed they would like to try and potentially switch from a human operated automobile to a self-drving car. And with a multi-million dollar project with uber … Continue reading “Say Good-Bye to Car Insurance.”
Businesses across the country face catastrophies every year. Most businesses do not prepare for the worst because the worst is “not going to happen to them.” Well, sorry to say, but The U.S Department of Labor issued statements regarding the survival rate of businesses after catastrophies- and it was NOT PRETTY. 40 percent of … Continue reading “65% of Businesses go BANKRUPT because of this…”
Symantec’s report shows that about 1 in 40 small businesses are at risk of being the victim of a cyber crime. That pales in comparison to the 1 in about 2 large businesses which are targeted every year — multiple times — with a cyber attack. Still, the report indicates that hackers are indiscriminately choosing … Continue reading “43 Percent of Cyber Attacks Target Small Business”
Recent hurricane seasons have demonstrated the severe economic and emotional impact that storms can wreak on coastal regions. To mitigate potential damage, it’s imperative to secure reliable insurance coverage at the start of the upcoming hurricane season.
Please do not think The Massachusetts FAIR PLAN is your only option. McShea Insurance can help you secure a policy with great premiums and great coverage. For 30 years McShea Insurance has helped people suffering in the FAIR PLAN. Did you know that if you file a claim larger than $1,000,000, the FAIR PLAN will … Continue reading “Attention Cape Cod Homeowners!”
The “Pokemon Go” craze across the U.S. has people wandering into yards, driveways, cemeteries and even an off-limits police parking lot in search of cartoon monsters, prompting warnings that trespassers could get arrested or worse, especially if they cross paths with an armed property owner.
Cyber and privacy policies cover a business’ liability for a data breach in which the firm’s customers’ personal information, such as Social Security or credit card numbers, is exposed or stolen by a hacker or other criminal who has gained access to the firm’s electronic network. The policies cover a variety of expenses associated with … Continue reading “What Is Cyber Security?”